USG Healthcare Plan
To understand how USG's Healthcare plans support you and your family during COVID-19, review the benefits and resources below for more information.
The federal government has announced that the COVID-19 public health emergency is ending on May 11, 2023. This will affect how COVID-19 vaccines, testing, and treatment are provided and covered for members. Starting May 12, 2023, in most instances, these services will return to being covered like any other condition. See each section below for updates.
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COVID-19 Testing
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COVID-19 Over-the-Counter Tests
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COVID-19 Treatment
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COVID – 19 Vaccinations
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Telehealth Options
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National Emergency End
Help Coping during the COVID-19 Pandemic
During this time, it is important to take care of yourself. If you are feeling sad, stressed or overwhelmed, we have support resources to help you and your covered family members.
Employee Assistance Program (EAP) is available to all employees who work 20 or more hours. For tips and resources to help you cope with any feelings or financial challenges you may be experiencing, call 844-243-4440 or visit usg.mylifeexpert.com. Acentra is available 24/7/365 to offer telephonic support. You and your family are eligible to receive up to 4 counseling sessions per issue per calendar year.
Anthem members have access to Virtual Care Video Visit for Psychology and Psychiatry where you can have a video call with a therapist from any location that is convenient for you.
- Download or Visit: Download the free Sydney Health mobile app from the App Store or Google Play to create an account or visit the web based version at anthem.com/register to complete your visit.
- Phone: 1-844-784-8409 from 7 a.m. to 11 p.m. ET to schedule an appointment.
Kaiser members have many tools and resources to help. Visit healthy.kaiserpermanente for a list of free resources and tools like MyStrength and Calm.
Life Insurance/Disability
Generally, COVID-19 does not impact your Life or Disability coverage. To understand how USG's Life Insurance and Disability coverages will work, review the information below:
FSA Spending Accounts
Beginning January 1, 2022, normal IRS rules related to spending accounts will apply. See below for more information.
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Extended Grace Period for 2020 Contributions (HCFSA, DCFSA/LPFSA)
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Allow Mid-Year changes to Flexible Spending Account Contributions (HCFSA/DCFSA/LPFSA)
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Extend Coverage for Dependents who Age Out (Dependent Care FSA)
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Limited Purpose FSA Balance
USG Retirement Plans
On March 27, 2020, the U.S. Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The CARES Act allows employers to make changes to their defined contribution plans to allow greater access to retirement funds through the following options
- Distributions up to $100,000 for coronavirus-related qualifying reasons,
- Increase in loan amounts and suspension of loan payments for coronavirus-related reasons,
- Waiver of Required Minimum Distributions (RMDs) in 2020 (certain exceptions apply).
The University System of Georgia has added these provisions to the USG 403(b) and 457(b) voluntary savings plans. Self-certification of the Coronavirus qualifying reason is required to receive a distribution or loan. If you have questions, please reach out to your retirement vendor directly using the number below.
Financial/Market Volatility Concerns
USG has partnered with CAPTRUST to provide Retirement and Financial Advisory Services to USG employees. CAPTRUST offers a no-cost advice line for all benefited employees and representatives are available to answer employees' questions and concerns about the market.
To schedule an appointment, call 1-800-967-9948 or on-line at www.captrustadvice.com Representatives are available Monday – Thursday 8:30am – 5:30pm and Friday, 8:30am - 4 pm (EST).