Financial Coaching and Retirement Advice
Meet with CAPTRUST to help select a retirement plan or see if you are on track to achieve your financial goals.
Saving for Your Future
USG helps you save now so your money can grow over time. First, you and USG contribute to the TRS, ORP or ERS. Next, you can save more in the 403(b) and/or 457(b) Plans. Learn more by attending USG’s planned events and webinars.
Mandatory Retirement Plans
If you work 20 hours or more per week, you must be enrolled in one of USG’s mandatory retirement plans: The Teachers Retirement System of Georgia (TRS) Plan or the Optional Retirement Plan (ORP). Your eligibility for these plans depends on your employment status (exempt or nonexempt) and your past employment history.
If you are a vested member of the Employees’ Retirement System of Georgia (ERS) Plan, you can continue your participation. For additional questions regarding your enrollment in ERS, reach out to your HR/Benefits department for further assistance.
Ways to Save More
USG also offers additional ways to save more for your retirement. You can contribute to the 403(b) Plan, the 457(b) Plan or both.
Financial Coaching and Retirement Advice
CAPTRUST Financial Advisors, an independent financial advisory firm, provides dedicated investment advisory sessions to help you address financial concerns, improve your financial wellness and reach retirement goals. There’s no cost to you — it’s part of your USG benefits package.
Schedule an appointment with CAPTRUST online or call 1-800-967-9948, Monday–Thursday from 8:30 a.m. to 5:30 p.m. Eastern time; or Friday from 8:30 a.m. to 4 p.m.
Check out the variety of events and webinars USG Offers