First responders serving University System of Georgia institutions gained access to benefits under the Ashley Wilson Act effective January 1, 2025. Benefits are payable if you are diagnosed with post-traumatic stress disorder (PTSD) that arises from your service for any Georgia public entity. The Act requires that first responders can quickly and confidentially obtain a lump-sum payment upon diagnosis and long term disability benefits, if needed.
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Lump Sum Benefit
A $3,000 lump-sum benefit is paid following the diagnosis of occupational PTSD by a qualified provider.
Benefits are paid directly to you and there is no coordination with other insurance coverage. The lump sum payment is exempt from federal and Georgia state tax.
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Long Term Disability Benefit
If you are no longer able to perform your duties as a first responder due to your PTSD diagnosis, you may be eligible for long term disability benefits.
- The disability benefit begins 90 days following a first responder’s inability to continue regular occupational or volunteer duties as a first responder due to the covered condition, despite receipt of appropriate treatment.
- The disability benefit is paid monthly for up to 36 months.
- Paid first responders receive 60% of their monthly pay to a maximum of $5,000 per month.
- Volunteer first responders receive $1,500 per month.
Benefits are paid directly to you and there is no coordination with other insurance coverage. Payments are exempt from federal and Georgia state tax.
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How To Submit A Claim
Download your claim form from the site below. Answer some questions about your claim and send it, along with your completed Physician Statement, to MetLife's Critical Illness Insurance plan. A MetLife insurance specialist will review your information, request any additional information (if needed), and notify you of your claim decision.