There will be some changes to the copayments, coinsurance, deductibles, and out-of-pocket maximums across all four USG healthcare plans in 2025. The Consumer Choice HSA and Comprehensive Care plans both offer in-network and out-of-network coverage. For complete details, review the 2025 Comparison Guide.
You will see some plan design changes across all four USG plans, including:
Keep tabs on your prescription coverage
Your formulary can change throughout the year, so make sure to periodically check your medications against the approved drug list. To check coverage and copay amounts and get information about medications, visit benefits.usg.edu/health-and-well-being/pharmacy
For a list of specialty medications that fall under the specialty drug tier, review the Specialty Drug list.
Although the formulary can change during the year, you can expect a number of changes beginning January 1, 2025. Even if your medications have not changed, the list of approved medications may have, so make sure you periodically check your medications against the approved drug list. To see the most up-to-date drug list, log in to your account with CVS/Caremark or Kaiser Permanente.
If you are not currently enrolled in coverage and want to view the approved drug list:
CVS/Caremark:
Kaiser Permanente:
Remember! Regardless of the pharmacy plan that you are covered by, each plan has a list of ACA preventive medications that are covered at $0 employee cost-share, before the deductible. Log in to your account with CVS/Caremark or Kaiser Permanente for a list of preventive medications.
