If you have supplemental Medicare coverage with Alight Retiree Health Solutions (ARHS) or USG dental, vision or life coverage, you may need to take action during these dates:
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If you have supplemental Medicare coverage, make note of these important dates:
If you’re satisfied with your coverage, you only need to take action if your Alight Retiree Health Solutions plan will be discontinued or if there are major changes for 2026. If your plan is changing or going away, you will receive a letter from your carrier describing the changes. If you would like to make a change to your plan, reach out to Alight Retiree Health Solutions to schedule an appointment with an Alight Retiree Health Solutions licensed Benefits Advisor.
As you prepare for Medicare Open Enrollment, we recommend that you complete these important actions:
Remember, you must remain enrolled in at least one plan (Medicare Supplement, Medicare Advantage or Prescription Part D) through Alight Retiree Health Solutions to continue to receive the annual HRA contribution.
The maximum annual employer contribution to the Health Reimbursement Account (HRA) reduced from $2,640 to $2,484, or by $156 annually.
This change matches 6% average increase in premiums for Active employee only coverage. Learn more about the HRA reduction.
Retirees are encouraged to review offerings by Alight Retiree Health Solutions each year to find the plan best aligned with your needs, as new plans are available every year, potentially offering savings or better coverage.
Contact Alight Retiree Health Soltutions to review your available plan options for 2026.
For 2026, the dental plan premiums will increase by 5%.
Retiree Monthly Premium* (+/- $ Change from Current) | Delta Dental Base | Delta Dental High |
| Retiree only | $39 (+$2) | $48 (+$2) |
| Retiree + Child(ren) | $77 (+$4) | $96 (+$5) |
| Retiree + Spouse | $74 (+$4) | $91 (+$4) |
| Retiree + Family | $124 (+$6) | $153 (+$7) |
*Premiums are rounded to the nearest dollar
As a USG Retiree, you receive an annual contribution to a Health Reimbursement Account (HRA). This account can be used for healthcare expenses such as Medicare Part B premiums, Medigap, Medicare Advantage and Medicare Prescription premiums, vision and dental premiums and other eligible out-of-pocket costs.
To be eligible for funding, you must remain continuously enrolled in a Medicare Supplement, Medicare Advantage or Medicare Prescription Drug Plan through Alight Retiree Health Solutions (ARHS). To learn more about your HRA with Your Spending Account (YSA), visit benefits.usg.edu/benefits-resources/health-reimbursement-account.
Note: If you have a spouse or children enrolled in a USG Pre-65 healthcare plan, they will lose coverage if you don’t remain enrolled through ARHS.
Annual HRA Funding
Alight Retiree Health Solutions mails an annual HRA funding statement each year. Learn more about USG retiree funding at https://benefits.usg.edu/benefits-resources/planning-for-retirement.
Auto-Reimbursement
HRA Education Sessions
At these sessions, you learn how to access and manage your HRA, get reimbursed, and how to submit a premium or expense claim. To register, visit myexchangeconnection.com/usg/event or call 1-866-212-5052.
Need to make changes to your healthcare coverage for 2026? There are different enrollment periods depending on the plan you’re enrolled in:
To enroll or make changes:
Log in to your Alight Retiree Health Solutions account at retiree.alight.com/usg or contact Alight Retiree Health Solutions at 1-866-212-5052 to schedule an appointment with a licensed Benefits Advisor.
If you are currently enrolled in USG dental, vision or life insurance coverage, you can continue this coverage.
To make changes to your USG coverage
Enroll anywhere, anytime! Download the Alight Mobile app from alight.com/app, the App Store or Google Play for an easy way to enroll on the go. If you don't log in to oneusgconnect.usg.edu often, we recommend that you make sure your password has not expired prior to downloading the Alight Mobile app. After downloading the Alight Mobile app:
Sign up to receive text messages from Alight and stay up to date on important information about Open Enrollment, plan changes and appointments.
Signing up for text messages is simple:
Even if you’re not changing your USG plans, you will need a beneficiary for your USG life insurance. You will need your beneficiary’s name, contact information and Social Security number.
To update your USG life insurance beneficiaries, log in to oneusgconnect.usg.edu and:
You may also call 1-844-587-4236 from 8 a.m. to 5 p.m. Eastern time, Monday through Friday.
No. USG Retirees who are not currently enrolled in USG benefits or who have dropped coverage cannot re-enroll in USG benefits.
You can visit oneusgconnect.usg.edu or call 1-844-587-4236 to update your personal information at any time during the year. You should also contact Alight Retiree Health Solutions to see if the change in address will affect your coverage through ARHS. Please do not call the carrier directly to make a change, as doing so may cause a disruption in your eligibility to receive the annual Health Reimbursement Account contribution.
No. You are not eligible for an HRA or USG’s contribution if you are not continuously enrolled in coverage through Alight Retiree Health Solutions (including Medicare Supplement, Medicare Advantage or Prescription Part D).
Please note: If you have a spouse or children enrolled in a USG Pre-65 healthcare plan, they will lose coverage if you don’t remain enrolled through ARHS.
Your Spending Account (YSA) is the administrator that holds the contributions USG makes to your HRA and manages your reimbursement requests. To access your HRA online: